From the article: How to Rebuild Bad Credit
These days, you can't make it far with a bad credit score. Did you work your way from a bad credit score to a good credit score? Give us your credit score rebuilding tips. Share Your Experience
It was easy
- I started out as a 557 Equifax score. The first 30 days I increased my score 93 points. They all use algorhitms in their scoring models. So I put numbers to work for me. Within 60 days I was a 649 now I am ove a 700. I have a bankruptcy, foreclosure, 2nd mortgage foreclosure and several credit card charge offs with collections. I have helped several people "raise" their credit scores. Which the feds say is illegal to advertise. I can raise any low score 100% of the time! So like Ripley's............. BELIEVE IT OR NOT! It is no skin off of my nose. I do it all the time! Everytime!
- —Guest Cesna
Credit Is all about education
- On my site, I field alot of questions about how to develop good credit.. I find that most people have never read their agreements, and really don't have a good grasp of what's required of them. It's much more than making your payment on time. I tell people, read the agreement.. You're going to have good times financially, and bad times financially over the life of your credit... You need to know what happens if you don't make your payments on time.. along with reading the agreement, contact the creditor and ask them directly... "what happens if i don't make my payment on time".. at least this will give you clues, and stronger motivation to make your payments on time.
- —montyloree
