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Readers Respond: Top Tips to Rebuild a Bad Credit Score
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By , About.com Guide

From the article: How to Rebuild Bad Credit
These days, you can't make it far with a bad credit score. Did you work your way from a bad credit score to a good credit score? Give us your credit score rebuilding tips. Share Your Experience

Credit Is all about education

On my site, I field alot of questions about how to develop good credit.. I find that most people have never read their agreements, and really don't have a good grasp of what's required of them. It's much more than making your payment on time. I tell people, read the agreement.. You're going to have good times financially, and bad times financially over the life of your credit... You need to know what happens if you don't make your payments on time.. along with reading the agreement, contact the creditor and ask them directly... "what happens if i don't make my payment on time".. at least this will give you clues, and stronger motivation to make your payments on time.
—montyloree

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Top Tips to Rebuild a Bad Credit Score

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