> Using Credit Cards

4 Tricks Credit Cards Play So You Pay More
Anyone who's been using credit cards for a period of time has likely noticed the creditor doesn't have the customer's best interests in mind. In fact, it's quite the opposite. Credit card companies look for sneaky ways to charge you more money, while you're stuck wondering what happened.

How to Avoid Credit Limit Charges
Extra fees and interest rate hikes make going over your credit limit costly. Not to mention the damage that's done to your credit score. Find out how to avoid the penalties of exceeding your credit limit.

Sample Credit Card Billing Error Dispute Letter
A sample letter to send to creditors to dispute billing errors

How to Respond to Credit Card Billing Errors
The Fair Credit Billing Act, FCBA, gives you the right to have credit card billing errors corrected. Find out how to properly respond to incorrect credit card charges.

7 Things That Make a Rewards Credit Card Unrewarding
Frankly, the purpose of having a rewards credit card is to get something out of using your card. However, when your rewards card is costing you more than it's benefitting you, what's the point in keeping it around. Here are some things that make a rewards credit card unrewarding.

Sample Letter For Closing Your Credit Card
You can use this letter to close your credit card.

The Right Way To Close a Credit Card
How to cancel a credit card account the right way

Should You Close a Paid Credit Card?
Paying off a credit card is a great accomplishment, especially if you worked long and hard to do it. What now? Do you leave the card open or should you close it?

Build a Good Credit Score By Charging Only What You Can Afford
Thinking about making a credit card purchase? Before you swipe your card, consider how much you can afford to charge.

Don't Let a Rewards Credit Card Lead You To Debt
It's nice getting free stuff just by using your credit card. If you're not careful a rewards credit card can lead you to debt. Find out how to avoid it.

The Effects of Late Credit Card Payments
Missing a credit card payment may not seem like a big deal, but it definitely can be. Find out what your creditor does when you miss a credit card payment. Hint: the answer isn't "nothing."

How Many Credit Cards Is Too Many
The truth is, there's no single number of credit cards to prescribe to consumers. Instead, you have to think about your ability to pay your debts and manage your credit card payments.

When You Can't Make Your Minimum Payment
There may come a month when you don't have enough money to make your credit card minimum payment. Find out what you can do to maintain your credit score, interest rate, and relationship with your creditor.

Apply For A Secured Credit Card
Secured credit cards are good for establishing or re-establishing credit. Before you apply for a secured card, make sure to get the important facts about the card.

Do’s and Don’ts Of Using Credit Cards Responsibly
Guidelines for using credit cards the right way. Learn the way to use - and not to use - your credit card.

Double Billing Cycle Finance Charges Revealed
Explains the double billing cycle method of computing finance charges and demonstrates how it can be more costly for cardholders who want to pay their balance off quickly.

Are You Addicted to Credit?
Find out how to stop or avoid excessive use of credit cards that could lead to debt.

Student Credit Cards - Three Things To Know
Many students use credit cards to finance their way through college. Before you put next semester's tuition on your credit card, there are some key things you should know.

Smart Ways To Use Credit Cards
It's never too late to learn a good habit. Avoid credit card mistakes by learning the smart ways to use them.

6 Steps To Credit Card Serenity
Don't let credit cards stress you out. Follow these steps to rest easy at night.

Credit or Debit?
It's a question frequently asked by cashiers, but which is the right choice? The answer's not so black and white.