Using Credit Cards
- Best Credit Card Habits (13)
- Close a Credit Card (9)
- Credit Card Payments (13)
- Credit Card Transactions (12)
- Handle Credit Card Dilemmas (11)
- Manage Interest Rate (13)
6 Drawbacks of Retail Store Credit Cards
One of the most annoying things about shopping is the incessant offering of a store credit card in exchange for a 10% - 15% discount on that day’s purchases. It may be tempting but retail store credit cards aren’t as great as the store clerks make them seem. Sure, there may be some perks with a particular store, but in the grand scheme of your credit history, they’re not very benef
7 Things That Make a Rewards Credit Card Unrewarding
Frankly, the purpose of having a rewards credit card is to get something out of using your card. However, when your rewards card is costing you more than it's benefitting you, what's the point in keeping it around. Here are some things that make a rewards credit card unrewarding.
Don't Let a Rewards Credit Card Lead You To Debt
It's nice getting free stuff just by using your credit card. If you're not careful a rewards credit card can lead you to debt. Find out how to avoid it.
Are You Addicted to Credit?
Find out how to stop or avoid excessive use of credit cards that could lead to debt.
Smart Ways To Use Credit Cards
It's never too late to learn a good habit. Avoid credit card mistakes by learning the smart ways to use them.
6 Steps To Credit Card Serenity
Don't let credit cards stress you out. Follow these steps to rest easy at night.
5 Things You Can Say to Get a Lower Interest Rate on Your Credit Card
If you want a lower rate on your credit card, but can't figure out how to ask for it, here are five things you can ask to ask for a lower interest rate.
Sample Script to Ask for a Lower Interest Rate
If you're wondering what to say to get a lower interest rate on your credit card, here is a sample script you can use.
How do I remove an authorized user from a credit card?
If you decide you no longer want to keep an authorized user on your credit card, you can have them removed. Removing an authorized user from your credit card protects your credit.
How to remove myself as an authorized user on a credit card?
Being an authorized user on a credit card can backfire when the primary account holder isn't responsible with the credit card. You can remove yourself as an authorized user by taking certain steps.
Will removing yourself as an authorized user affect your credit score?
Most people become an authorized user on a credit card to help their credit scores. However, removing yourself as an authorized user could affect your credit, maybe in a good way or maybe in a bad way.
How to remove an authorized user account from your credit report?
If a negative authorized user account shows up on your credit report, you probably want to have the account removed. You have to take certain steps to remove an authorized user account from your credit report.