Question: When Does the Statute of Limitations Clock Start?
Answer: The statute of limitations clock starts running on the date of last activity on your account. Typically this is the date you last made payment, but it can also be the date you last made payment, a promise to pay, entered a payment agreement, or even acknowledged liability for the debt. Generally, you can check your credit report for the last date of activity to figure out when the statute of limitations clock started. If you have doubts about the timing of the statute of limitations, contact an attorney.
