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Can a Creditor or Collector Sue Me After the Statute of Limitations Has Passed?

By , About.com Guide

Question: Can a Creditor or Collector Sue Me After the Statute of Limitations Has Passed?
Answer: Technically, it's against the law for debt collectors to sue or even threaten to sue you for time-barred debts, that is a debt whose statute of limitations has expired. But, the collector might sue you anyway if it contends that the statute of limitations hasn't passed. Fortunately, if you can provide proof that the statute of limitations on the debt has indeed expired it's likely the case will be dismissed.

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