An active duty fraud alert may be added by a consumer in the military who is on active duty or away from their usual station. This fraud alert lasts one year.
An extended fraud alert lasts seven years and is intended for a consumer who has had their identity stolen. To place an extended fraud alert on your credit report, you should provide the credit bureau with an identity theft report from a law enforcement agency.
All fraud alerts are free and can be added to your credit report by contacting the credit bureau. You only need to place a fraud alert with one credit bureau since federal law requires the credit bureaus to inform each other of consumer fraud alerts.