The Association of Independent Credit Counseling Agencies is a national association of non-profit credit counseling agencies. Members of the AICCCA must be non-profit credit counseling agencies who are properly licensed to business in their state.
Credit counseling agencies who are members of the AICCCA must show proof that consumer funds are kept in a separate FDIC-insured trust account. They must also show accreditation within 12 months of joining the association.
You can find a credit counseling agency through the AICCCA website www.aiccca.org or by calling 1-866-703-8787.