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Sample Debt Validation Letter For Debt Collectors

Use This Debt Validation Letter to Dispute Debt Collections



Your Name
City, State Zip

Debt Collector’s Name
City, State Zip
Re: Account Number

Dear Debt Collector:
This letter is sent in response to <phone call/letter> received by you on <date>. I am requesting that you provide validation of this debt.

If you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.


Your Name
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