Question: Does my spouse's information appear on my credit report?
Answer: In most cases, your credit report will contain only your credit and loan accounts, even after you get married. The exception is joint accounts shared between you and your spouse. In those cases, the account history will be reported on both your and your spouse's credit report, regardless of who uses the account and who pays the bill. Similary, if one spouse is an authorized user on the other spouse's account or one spouse co-signs another's account, the account history will be reported on both credit reports.
