Question: What does "account closed at grantor's request" mean?
Answer:
On your credit report, some accounts might read "account closed at grantor's" request or "closed by grantor." This means your credit card issuer, for some reason, had your account closed.
If this isn't true and you requested that your account be closed. You can dispute the credit report entry. Include a copy of your credit card close request and certified mailing or return receipt.
The listing or the fact that your creditor closed your credit card (rather than you closing it) won't hurt your credit score. However, your credit score could be affected by a closed credit card if you still have the balance on the credit card or your other credit cards or if it was your only credit card.
