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How Long Will a Closed Account Stay on My Credit Report

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Question: How Long Will a Closed Account Stay on My Credit Report
Answer: A negative closed account will remain on your credit report for seven years - the maximum amount of time most negative information can be included on your credit report.

If your account was closed in good standing, there is no law requiring it to be removed from your credit report. It could stay on your credit report indefinitely, but will likely be removed ten years after it was closed.

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