How To Repair Your Credit

Your credit utilization – your total debt compared to total credit – makes up 30% of your credit score. Having maxed out credit cards costs credit score points (not to mention costly over-the-limit fees). Bring maxed out credit cards below the credit limit, then continue working to pay the balances off completely.

• Introduction
• Get the latest copies of your credit reports
• Review your reports
• Dispute inaccurate information
• Tackle past due accounts
• Bring maxed out accounts below the limit
• Get new credit
• Tips