Student Loan Repayment OptionsCreated: Fri May 16 19:06:21 2008
After you graduate college, you typically have a six month grace period before you have to start paying back your student loans. Before you have to start making payments, you should consider the r…
How To Freeze Your Credit Report at Equifax Experian and TransUnionUpdated: Thu May 15 02:12:30 2008
You can prevent identity theft by freezing your credit report. You must freeze your credit report at each credit bureau as there’s no centralized way to freeze all three credit reports…
Security Freeze for Identity Theft Protection - Should You Freeze Yo…Updated: Thu May 15 02:11:29 2008
When you freeze your credit report, creditors and lenders can’t check your credit report and score unless you’ve provided the credit bureau a password. Without that security information,…
6 Ways Finance Charges Are CalculatedUpdated: Thu May 8 16:07:19 2008
Finance charges are applied to credit card balances that aren't paid before the grace period. Find out how your finance charge might be calculated…
Adjusted Balance Finance Charge CalculationCreated: Wed May 7 09:51:35 2008
The adjusted balance method of calculating your finance charge uses your previous balance less any payments and credits made during the billing cycle…
Previous Balance Finance Charge CalculationUpdated: Wed May 7 09:43:14 2008
The previous balance method of calculating your finance charge uses the balance at the beginning of your billing cycle…
Daily Balance Finance Charge Calculation MethodUpdated: Wed May 7 09:35:15 2008
The daily balance method of calculating finance charges uses the actual balance each day in the billing cycle…
Double-Cycle Billing - Double Billing Cycle Finance Charges RevealedUpdated: Wed May 7 05:07:06 2008
Explains the double billing cycle method of computing finance charges and demonstrates how it can be more costly for cardholders who want to pay their balance off quickly…
Credit Report Disputes - How To Make A Credit Report DisputeUpdated: Mon May 5 05:28:18 2008
By submitting a credit report dispute to the credit bureaus, you can remove incorrect information from your report. Find out how to submit a credit report dispute…
Marriage and Credit - How Marriage Affects Your Credit - Love and Cr…Updated: Fri May 2 22:26:49 2008
Married or thinking about getting married? You’re probably wondering if and how getting married will affect your credit score. Will your spouse’s credit will affect yours or vice versa?…
Debt Collection - Reporting FDCPA ViolationsUpdated: Fri May 2 17:51:48 2008
The Fair Debt Collection Practices Act has strict guidelines about what debt collectors can and cannot do. As a consumer, it’s important that you’re aware of these guidelines, even if yo…
15 FDCPA ViolationsUpdated: Thu May 1 04:15:12 2008
The Fair Debt Collection Practices Act, FDCPA, dictates how debt collectors can act when collecting a debt from you. Find out what debt collectors can and cannot do…
Credit Card Scams - Credit Card Shaving - Identity TheftCreated: Sun Apr 27 01:18:01 2008
Credit card shaving involves a thief shaving the credit card number from a pre-paid credit card and replacing it with a stolen credit card number…
Credit Report FAQ - What is a charge-offUpdated: Wed Apr 23 18:51:19 2008
Ever see the words "charge-off" on your credit report and wonder what they mean? When your account has been charged off, it's the creditor's way of saying it doesn't believe you're going…
4 Tricks Credit Cards Play So You Pay MoreCreated: Tue Apr 22 02:55:59 2008
Credit card companies look for sneaky ways to charge you more money, while you’re stuck wondering what happened. Here are some of their dirtiest tricks…
Will Debt Consolidation End Your Debt TroubleUpdated: Fri Apr 18 18:32:47 2008
If you’re like most people you want to ease the debt burden, but don’t want to ruin your credit with bankruptcy. Debt consolidation may have crossed your mind as a possible solution. Is…
7 Ways to Spot a Credit Repair Scam - Credit Repair Organization Wat…Updated: Thu Apr 17 02:42:25 2008
Credit repair organizations are governed by a law known as the Credit Repair Organizations Act. This federal law requires any credit repair service to fulfill certain obligations to you. You shou…
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