Updated Articles and Resources

By LaToya Irby, About.com Guide

How to Get Money to Get Out of Debt Created: Wednesday, February 13, 2008 Updated: Thursday, May 24, 2012
Funding your debt plan might be hard if you depend on your current income. Here are some ways you can come up with extra money to get out of debt.
What is a Credit Card Created: Tuesday, March 15, 2011 Updated: Wednesday, May 16, 2012
Learn what's really going on with the piece of plastic we know as a credit card.
When Should You Check Your Credit Report Created: Tuesday, May 08, 2007 Updated: Tuesday, May 15, 2012
Checking your credit report once a year is great, but there are some other situations that might require checking your credit report more often.
What's Not in Your Credit Score Created: Sunday, May 03, 2009 Updated: Tuesday, May 15, 2012
There are specific things that influence your credit score - and specific things that don't. Learn the things that won't affect your credit score.
What to Check for On Your Credit Report Created: Sunday, June 06, 2010 Updated: Tuesday, May 15, 2012
When you check your credit report, there are some key pieces of information to look for, like your payment history and inquiries. Find out what to look for when you check your credit report.
Will Divorce Affect Your Credit Score? Created: Tuesday, May 15, 2012 Updated: Tuesday, May 15, 2012
Divorce will require you to split your finances, but will that split hurt your credit score?
Rebuilding Credit After Divorce Created: Friday, May 11, 2012 Updated: Friday, May 11, 2012
Divorce can hurt you financially to the point that your credit score suffers. Here's how to rebuild your credit after divorce.
The Consequences of Skipped Payments Created: Thursday, February 21, 2008 Updated: Thursday, May 03, 2012
Under a tight budget, many people choose to skip their credit card payments over other monthly bills like a cell phone bill. Is that such a good decision?
Help Your Child Build a Good Credit Score Created: Wednesday, May 02, 2012 Updated: Wednesday, May 02, 2012
Here's what you can do to help your child build a good credit score.
7 Signs of Identity Theft Created: Saturday, June 19, 2010 Updated: Monday, April 30, 2012
In 2011, 11.6 million adults were victims of identity theft, according to a study by Javelin Strategy & Research. Learn to recognize the signs of identity theft so you can respond quickly.
7 Ways to Build Good Credit Created: Tuesday, December 18, 2007 Updated: Saturday, April 28, 2012
Your credit history affects everything from buying a home to financing your education and even getting a job. Learn how to build a good credit history starting with your first credit card.
How to Repair Your Credit After Bankruptcy Created: Sunday, April 17, 2011 Updated: Friday, April 27, 2012
It's a widespread myth that bankruptcy will ruin your credit forever. Take the right steps to repair your credit after bankruptcy and you can rebuild your credit score.
How to Use Credit the Right Way Created: Saturday, February 23, 2008 Updated: Friday, April 27, 2012
Whether you're building or rebuilding your credit, knowing the right way to make charges and payments will help raise your credit score.
Credit Cards - Dos And Don'ts Of Using Credit Cards Wisely Created: Wednesday, May 16, 2007 Updated: Friday, April 27, 2012
Guidelines for using credit cards the right way. Learn the way to use - and not to use - your credit card.
What is a Late Fee Created: Friday, June 08, 2007 Updated: Wednesday, April 25, 2012
A late fee is charged when your payment is received after the due date. That may not be the only time you get charged a late fee though.
What You Should Know About Your Credit Cards Created: Wednesday, April 25, 2012 Updated: Wednesday, April 25, 2012
Ignorance isn't bliss when it comes to credit cards. There are certain things you should know about every credit card you carry.
GapCard Review Created: Wednesday, December 07, 2011 Updated: Thursday, April 12, 2012
With the GapCard, you earn $10 rewards for every 1,000 points you accumulate on the card, but the 24.99% APR makes it unattractive for carrying a balance.
Gap Visa Credit Card Review Created: Wednesday, December 07, 2011 Updated: Thursday, April 12, 2012
With the Gap Visa, you earn a $10 reward per 1,000 points which you earn through all purchases made on the card - Gap and elsewhere. However, the 23.99% APR is less attractive.
New York and Company Credit Card Review Created: Wednesday, December 07, 2011 Updated: Thursday, April 12, 2012
Earn $10 rewards using the NY&C Rewards Card. The company recently revamped their card lineup and got rid of the $25 rewards and the co-branded MasterCard.
The Approved Prepaid MasterCard Card from Suze Orman Review Created: Wednesday, January 11, 2012 Updated: Thursday, April 12, 2012
The Approved Card was created and is endorsed by financial guru Suze Orman. The card is cheaper than other celebrity-endorsed prepaid cards, but will it live up to the hype?
Disney Premier Visa Card Review Created: Friday, February 10, 2012 Updated: Thursday, April 12, 2012
The Disney Premier Visa Card offers a $100 Disney gift card bonus and 2% rewards on certain categories, but is the $49 fee worth it?
Citi Forward Visa Credit Card - 5 Points on Restaurants and Entertainment Created: Wednesday, April 11, 2012 Updated: Thursday, April 12, 2012
The Citi Forward Visa not only rewards five points per dollars on rewards and entertainment, it rewards for responsible credit card use.
Citi Forward Visa Credit Card Review - Student Credit Card Review Created: Tuesday, May 11, 2010 Updated: Wednesday, April 11, 2012
The Citi Forward Visa Card offers lots of ways to earn points, but students should spend their time learning good credit behavior instead of earning rewards for spending.
Credit Card Quiz Created: Tuesday, April 10, 2012 Updated: Tuesday, April 10, 2012
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Credit Card Billing Statement Definition Created: Wednesday, October 03, 2007 Updated: Monday, April 09, 2012
Each month, your credit card issuer will send a billing statement. Know what to expect from your monthly statement.
7 Ways to Avoid Credit Card Fraud Created: Friday, November 27, 2009 Updated: Monday, April 09, 2012
Credit card fraud can a be time consuming to get over. You can avoid credit card fraud by following steps to keep your credit card information safe.
How Marriage Affects Your Credit Created: Sunday, February 10, 2008 Updated: Monday, April 09, 2012
Whether you're engaged, already married, or just thinking about marriage, you should know how marriage affects your credit and the credit of your partner.
Spouse's Information On Your Credit Report Created: Sunday, February 10, 2008 Updated: Monday, April 09, 2012
When you're married, does your spouse's information appear on your credit report and vise versa? Find out.
8 Questions to Ask Before You Pay a Debt Collection Created: Monday, September 22, 2008 Updated: Monday, April 09, 2012
Debt collectors don't always follow the rules. Here's some information that will help you deal, or not deal, with collection agencies.
Use Debt Validation to Make Collectors Verify Alleged Debts Created: Thursday, March 13, 2008 Updated: Sunday, April 08, 2012
Debt validation is your right to have the debt collectors prove you owe what they say you owe. If the collector can't validate the debt, they can't collect from you.
Should You Pay an Old Collection Created: Wednesday, December 05, 2007 Updated: Sunday, April 08, 2012
When a debt collector contacts you to pay an old collection, you might wonder if it's worth paying, especially if the debt is years or decades old.
How To Stop Debt Collectors From Calling Created: Thursday, April 12, 2007 Updated: Sunday, April 08, 2012
Debt collection calls are usually unwanted and can border harrassment. The FDCPA, a federal law, give you rights that help you stop debt collector calls.

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