From the article: 2013 Credit/Debt New Year's Resolutions
The New Year is a great time to make changes to your spending habits. Have you decided what you're going to do differently with your credit and debt in 2012? Share your 2012 New Year Resolutions. Share Your Resolutions
Live Within My Means
- Living within my means saving 5% of my salary yearly.
- —Guest pirella

