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Readers Respond: How to Get Your First Credit Card
Responses: 3

By LaToya Irby, About.com

Getting your first credit card seems easy when you're filling out the application. But, in hindsight you may have some regrets. Where did you get your first credit card? Do you consider it a good credit card? Share Your Experience

WellsFargo

got a $900 WellsFargo Visa Platinum Student credit card @19.65% (Unsecured) that is a very Good % for some with No Credit ... they even upgraded my old debit card to a Platinum debit card at no extra charge .... i have been letting my parents use the card (only if they pay me in advance to pay off the bill with in the 21day grace period ) this way i can build my credit for free (seems like they hand the cards to anyone even if you do not have a job)
—Guest john doe

Owner

My first credit card was through Northridge Chase Visa Student credit card with a limit of only $500.
—Guest gertrude

Bank of America

I got my first credit card through my bank, which seemed to be a safe route to go, and I'm very happy with the service I received. Since I barely had an income then, they kept my credit limit low, preventing me from getting too excited about my plastic and allowing me to fully pay my balance off every month! I've never had interest on it, but it was a lifesaver to not have to worry about how much money was in my checking account until the end of the month! It was also really convenient to see my statements and balance right next to my savings and checking account statements with online banking!
—Guest Jessica

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How to Get Your First Credit Card

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