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What is the VantageScore Credit Scoring Formula?

The VantageScore is calculated based on six pieces of information from your credit report: payment history, utilization, balance, depth of credit, recent credit, and available credit.

Does the VantageScore Include Authorized User Accounts?

The VantageScore doesn't include authorized user accounts in its credit scoring formula.

What is the VantageScore Range?

The VantageScore credit score ranges from 501 to 990 with higher credit scores being better.