Question: Will removing yourself as an authorized user affect your credit score?
Answer: Your credit score could be affected if you’re removed as an authorized user, but the impact depends on that account's history and the other information in your credit score. For example, if the authorized user account was the only positive account on your credit report, you could see your credit score drop after removing yourself as an authorized user. Or, if the account was the oldest account on your credit report, you could also see a drop in your credit score.
On the other hand, if the account history for that credit card was negative, e.g. late payments or high balances, your credit score might improve when your authorized user status is removed. If you lose credit score points after you're removed as an authorized user, you can typically get those points back over time by building your credit score.
If you're the primary account holder, removing an authorized user won't affect your credit score. The account will continue to be reported on your credit report.
