1. Money

Statute of Limitations on Debt Collection

Debt collectors can't collect on a debt indefinitely. There's a statute of limitations on debt that limits the amount of time a debt can be collected on. The statute of limitations varies by state.

Statute of Limitations FAQ
Answers to some of the most important questions about the statute of limitations on debt and how long certain debts can be collected.

Sample Expired Statute of Limitations Letter for Debt Collectors
Debt collectors might continue to contact you after the statute of limitations has passed on a debt. However, you can stop them from calling by sending a letter. Be careful not to acknowledge ownership of the debt as that can restart the clock on the statute of limitations.

Do I Still Owe After the Statute of Limitations Has Expired?
Even though the statute of limitations has expired on a debt, you are still legally responsible for paying the debt. However, the creditor or collector no longer has the liberty of using the court to force you to pay.

Why is a Debt On My Credit Report After the Statute of Limitations Has Expired?
An account may still appear on your credit report even though the statute of limitations has expired for that debt.

Are There Debts Without a Statute of Limitations?
Certain types of debt do not fall under the statute of limitations rules. A court can force you to pay these debts at anytime no matter how long the debt has been inactive.

What Can Restart the Debt Statute of Limitations?
Be careful about taking certain actions on a dormant account. You could restart the statute of limitations and give creditors more time to sue you.

When Does the Statute of Limitations Clock Start?
The crucial factor in figuring out whether the statute of limitations has expired is to determine when the clock started ticking.

Can a Collector Contact Me After the Statute of Limitation Has Expired?
The statute of limitations can help if you have to go to court over a debt, but it doesn't impact other collection efforts.

Can a Creditor or Collector Sue Me After the Statute of Limitations Has Passed?
The statute of limitations limits the amount of time you can be sued for a debt, but it's up to you to prove the SOL has actually expired.

What is the Statute of Limitations for My Debt?
The statute of limitations for a specific debt depends on the state where the debt was created and the type of debt.

List of Debt Statute of Limitations By State
Each state has its own statute of limitations on debt - the amount of time you can be sued for a debt.

Alabama statute of limitations on debt
The statute of limitations on debt in Alabama puts a time limit on the amount of time you can be sued for a debt.

Alaska Statute of Limitations on Debt
The statute of limitations on debt in Alaska limits the amount of time a consumer can be sued for a debt

Arizona Statute of Limitations on Debt
The Arizona statute of limitations on debt limits the time you can be sued for a debt.

Arkansas Statute of Limitations on Debt
The Arkansas statute of limitations on debt limits the amount of time you can be sued for a debt.

California Statute of Limitations on Debt
The California statute of limitations on debt limits the amount of time you can be sued for an overdue debt

Colorado Statute of Limitations on Debt
The Colorado statute of limitations on debt limits the amount of debt you can be sued for an overdue debt

Connecticut Statute of Limitations
The Connecticut statute of limitations on debt limits the amount of time you can be sued for an overdue debt

Delaware Statute of Limitations
The statute of limitations on debt in Delaware limits the amount of time a consumer can be sued for a debt.

Florida Statute of Limitations on Debt
The statute of limitations on debt in Florida limits the amount of time a consumer can be sued for a debt.

Georgia Statute of Limitaions on Debt
The statute of limitations on debt in Georgia puts a time limit on the amount of time you can be sued for a debt.

Hawaii Statute of Limitations on Debt
The statute of limitations on debt in Hawaii puts a time limit on the amount of time you can be sued for a debt.

Idaho Statute of Limitations on Debt
The statute of limitations on debt in Idaho puts a time limit on the amount of time you can be sued for a debt.

Illinois Statute of Limitations on Debt
The statute of limitations on debt in Iowa limits the amount of time you can be sued for a debt.

Indiana Statute of Limitations on Debt
The Indiana statute of limitations on debt limits the amount of time you can be sued for a debt.

Iowa Statute of Limitations
The statute of limitations on debt in Iowa puts a time limit on the amount of time you can be sued for a debt.

Kansas Statute of Limitations on Debt
The statute of limitations in Kansas limits the amount of time you can be sued for a debt.

Kentucky Statute of Limitations
The statute of limitations in Kentucky limits the amount of time you can be sued for a debt.

Lousiana Statute of Limitations
The statute of limitations on debt in Louisiana limits the time you can be sued for a debt

Maine Statute of Limitations on Debt
The statute of limitations on debt in Maine limits the time you can be sued for a debt

Maryland Statute of Limitations
The statute of limitations on debt in Maryland limits the time you can be sued for a debt

Massachusetts Statute of Limitations
The statute of limitations on debt in Massachusetts limits the time you can be sued for a debt

Michigan Statute of Limitations
The statute of limitations on debt in Michigan limits the time you can be sued for a debt

Minnesota Statute of Limitations on Debt
The statute of limitations on debt in Minnesota limits the time you can be sued for a debt

Mississippi Statute of Limitations
The statute of limitations on debt in Mississippi limits the time you can be sued for a debt

Missouri Statute of Limitations
The statute of limitations on debt in Missouri limits the time you can be sued for a debt

Montana Statute of Limitations
The statute of limitations on debt in Montana limits the time you can be sued for a debt

Nebraska Statute of Limitations
The statute of limitations on debt in Nebraska limits the time you can be sued for a debt

Nevada Statute of Limitations on Debt
The statute of limitations on debt in Nevada limits the time you can be sued for a debt.

New Hapshire Statute of Limitations on Debt
The statute of limitations on debt in New Hampshire limits the time you can be sued for a debt.

New Jersey Statute of Limitations on Debt
The statute of limitations on debt in New Jersey limits the time you can be sued for a debt.

New Mexico Statute of Limitations on Debt
The statute of limitations on debt in New Mexico limits the time you can be sued for a debt.

New York Statute of Limitations on Debt
The statute of limitations on debt in New York limits the time you can be sued for a debt.

North Carolina Statute of Limitations
The statute of limitations on debt in North Carolina limits the time you can be sued for a debt

North Dakota Statute of Limitations on Debt
The statute of limitations on debt in North Dakota limits the time you can be sued for a debt

Ohio Statute of Limitations on Debt
The Ohio statute of limitations on debt limits the amount of time you can be sued for a debt.

Oklahoma Statute of Limitations on Debt
The Oklahoma statute of limitations on debt limits the amount of time you can be sued for a debt in Oklahoma.

Oregon Statute of Limitations on Debt
The Oregon statute of limitations on debt limits the amount of time you can be sued for a debt in Oregon.

Pennsylvania Statute of Limitations on Debt
The Pennsylvania statute of limitations on debt limits the amount of time you can be sued for a debt.

Rhode Island Statute of Limitations on Debt
The statute of limitations on debt in Rhode Island limits the amount of time you can be sued for a debt.

South Carolina Statute of Limitations on Debt
The statute of limitations on debt in South Carolina limits the amount of time you can be sued for a debt.

South Dakota Statute of Limitations on Debt
The statute of limitations on debt in South Dakota limits the amount of time you can be sued for a debt.

Tennessee Statute of Limitations on Debt
The statute of limitations on debt in Tennessee limits the amount of time you can be sued for a debt.

Texas Statute of Limitations on Debt
The statute of limitations on debt in Texas limits the amount of time you can be sued for a debt.

Utah Statute of Limitations on Debt
The Utah statute of limitations on debt limits the amount of time you can be sued for a past due debt.

Vermont Statute of Limitations on Debt
The statute of limitations on debt in Vermont limits the time you can be sued for a debt.

Virginia Statute of Limitations on Debt
The statute of limitations on debt in Virginia limits the time you can be sued for a debt.

Washington Statute of Limitations on Debt
The statute of limitations on debt in Washington limits the time you can be sued for a debt.

West Virginia Statute of Limitations on Debt
The West Virginia statute of limitations on debt limits the amount of time you can be sued for a debt.

Wisconsin Statute of Limitations on Debt
The Wisconsin statute of limitations on debt limits the amount of time you can be sued for a debt.

Wyoming Statute of Limitations on Debt
The Wyoming statute of limitations on debt limits the amount of time you can be sued for a debt.

You can opt-out at any time. Please refer to our privacy policy for contact information.

©2014 About.com. All rights reserved.