Articles Index

How to Understand Your Credit Card Billing Statement

A credit card statement is packed with information. Here's a tutorial to help you understand your monthly credit card billing statement.

How To Calculate Your Debt To Income Ratio

Your debt to income ratio indicates your level of debt. Learn how to calculate and analyze your debt to income ratio.

How To Read And Understand Your Credit Report

Credit reports aren't very easy to understand. In this article, you'll find pictures and a detailed description of the information contained in your credit report.

Making a Plan to Get Out of Debt

Successful debt reduction starts with a plan. Learn how to put together a plan to get out of debt, decide which debts to focus on, and how to create a budget to get out of debt.

How To Repair Your Credit

Bad credit isn't a permanent situation. Credit repair - even credit repair you do for yourself - can improve your credit score tremendously. Repairing your own credit isn't as hard as you'd think.

How Credit Card Transactions Work

A lot goes on behind the scenes of credit card transactions. Take a look at how credit card transactions work.

Debt Repayment Options Comparison

The effects of some debt repayment options are worst than others. The best way to choose a debt repayment option is compare them side-by-side.

Credit Card Accountability, Responsibility, and Disclosure Act of 2009

The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 was signed into law by President Barack Obama on May 22, 2009. The new credit card law - the CARD Act - made significant changes to existing credit card law and created new protections for credit card users.

How To Read Your Credit Report

Credit reports aren't very easy to understand. This sample credit report will help you understand how to read a credit report.