Articles Index
How to Get the Money to Get Out of Debt
Funding your debt plan might be hard if you depend on your current income. Here are some ways you can come up with extra money to get out of debt.
Do You Have Too Much Debt?
Taking the time to determine whether or not you have too much debt can provide confirmation that you are doing things right or the realization that some financial changes are needed.
Student Loan Forgiveness Programs
Student loans are a heavy burden for many college graduates. There are many student loan forgiveness programs that might eliminate some or all of your student loan debt.
Prioritizing Your Debt Payments
Some debts are more important than others. If you need help figuring out how to prioritize your debt, use this guide to put things in perspective.
Tax Form 1099-C For Reporting Cancelled Debt
When a lender cancels your debt, you may have to report this as taxable income on your federal income taxes, unless there is an exception. If you're required to report the cancelled debt, the lender will send IRS Form 1099-C to you.
What is Debt Really Costing You?
When people think about the cost of debt, interest and fees immediately comes to mind. That's not the only price you pay for being in debt.
How the U.S. Debt Ceiling Affects Your Finances
The U.S. debt ceiling is about more than how much debt the government can rack up. If the debt ceiling isn't raised, your finances could be affected.
Steps to Setting a Realistic Debt Goal
If you want your get out of debt plan to succeed, your plan to pay off your debt must be realistic. Otherwise, you will fail and end up feeling bad about yourself, when the goal was unreachable to begin with.
Five Week Debt Diet eCourse
This weekly debt diet ecourse delivers step-by-step get out of debt details right to your inbox. Preview the debt diet lessons here.
Save Your Home With the Hope for Homeowners Program
The Hope for Homeowners Program will help homeowners save their home from foreclosure by allowing them to refinance their mortgages into more affordable, government insured mortgages.
Declare Your Independence From Debt
Debt will continue to plauge your life until you do something about it. Here are the steps to take to get out of debt and stay out.
How to Stop Impulsive Credit Card Spending
Impulsive credit card spending can be costly, especially since you don’t have to actually visit the store to use your credit card. If you want to stop racking up credit card debt, you have to learn to control your impulses.
Is Clutter Keeping You in Debt?
We know that clutter is bad because it keeps you from finding things when you need them, but it’s worse than that. Find out how clutter can be a contributing factor to your debt and other financial problems.
Why a Budget is a Good Debt Management Tool
Not having a budget can ruin your plans to get out of debt. If you're not already in debt, the lack of a budget can get you there.