1. Business & Finance

Reducing Debt

If paying off debt was easy, there wouldn't be millions of bankruptcy filings every year. Here you'll find several resources that help you pay off your debt, from getting the basics in order to creating and executing a get-out-of-debt plan.
  1. Book & Website Reviews (6)
  2. Debt Tips & Tricks (11)
  3. Debt Worksheets (13)
  4. Financial Basics (8)
  5. Make a Plan (13)
  6. Repayment Strategies (12)

10 Signs You Have Too Much Debt

You may feel like your finances are out of control, but can’t fully understand why. If you are constantly running out of money and having to borrow from someone else, you may have too much debt. Here are some signs that you have more debt than you can handl

How to Manage Your Debt

Whether you have a little bit of debt or a lot of it, knowing how to manage your debt is crucial to your financial health. Learn how to manage your debt.

10 Ways to Get Out of Debt

It’s amazing that it’s so easy (and often fun) to get into debt, but painfully difficult to get back out. Here are some strategies to get out of debt.

7 Reasons It's So Hard to Pay Off Debt

Paying off debt is not without challenges. If you’ve tried, or even thought about, getting out of debt, you’ve probably already realized how hard it is. Here are a few reasons that getting out of debt is so hard.

Five Week Debt Diet eCourse

This weekly debt diet ecourse delivers step-by-step get out of debt details right to your inbox. Preview the debt diet lessons here.

Get Out of Debt Success Stories

Paying off debt is not an easy task. Tell the world how you successfully paid off your debt.

How to Choose a Credit Consolidation Loan

Credit consolidation loans can be used to pay off your credit card debt. But, these loans vary in amount, repayment period, and interest rates. When you're ready to get a new credit consolidation loan, make sure you shop around for the best loan.

Declare Your Independence From Debt

Debt will continue to plauge your life until you do something about it. Here are the steps to take to get out of debt and stay out.

Recovering From Holiday Debt

Shocked by massive holiday debt? Start taking steps to pay off your holiday debt before the next holiday season comes.

What's the Best Part About Being Debt Free?

There are tons of benefits to paying off your debt - besides the fact that you're no longer paying money to creditors. See what readers love about being debt-free.

How Your Debt Affects Your Credit Score

Debt is more likely to hurt your credit score than to help it. Learn how your debt can affect your credit score.

U.S. National Debt Clock

The National Debt Clock was installed in 1989 to display the United States' total amount of debt and each family's share. The clock is the size of a billboard and is displayed near 44th Street in Manhatten, New York.

Tax Form 1099-C For Reporting Cancelled Debt

When a lender cancels your debt, you may have to report this as taxable income on your federal income taxes, unless there is an exception. If you're required to report the cancelled debt, the lender will send IRS Form 1099-C to you.

2012 Credit/Debt New Year's Resolutions

Most New Year's resolutions involve improving health or getting rid of a bad habit. Don't forget about improving your financial health and your bad credit habits in the new year.

Managing Your Debt on the Internet

Find out how to make managing your debt easier than ever by using the internet.

Debt Reduction for Students

Eliminate your debt faster by reducing the amount you owe. Find out how to do this on your own or with the help of a debt reduction service.

What is Debt Really Costing You?

How uncomfortable has debt made your life? You may not realize it, but debt costs much more than monthly interest and fees.

7 Steps to Getting Out of Debt

Believe it or not, getting out of debt requires a little more than sending payments to your creditors each month. Follow these steps to help you get out of debt for good.

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