Credit Card Rates and Fees

Credit Card Interest Rates: Fixed Rate vs. Variable Rate
Credit card interest rates can either be fixed or variable. In reality, both interest rates can change, but there are stricter rules about fixed rate increases.

Common Credit Card Fees
Credit cards aren't free. Find out some of the most commonly charged credit card fees and when you might get charged. Since different types of credit cards charge different kinds of fees, it's a good idea to know when your credit card might charge you.

How To Negotiate A Lower Credit Card Interest Rate
How to talk your creditors into lowering your interest rate on some or all of your credit cards.

Credit Card Interest Rates Explained
The interest rate is one of the most important components of a credit card. Find out everything you need to know about credit card interest rates.

How Credit Card Promotional Rates Work
Credit card promotional rates are designed to get you to sign up for a credit card and often to get you to move your balance to that credit card. Learn how to decide if the promotional rate is a good deal.

Types of Credit Card APRs
Credit cards are made complex by the fact that they often have several different APRs . These APRs are always listed on your credit card billing statement and on the credit credit card disclosure before you sign up for the credit card. That doesn t make these APRs any less confusing though. Here are the APRs you can typically expect to see...

How much does a credit card cost?
Credit card cost varies based on the credit card and how you use your credit card. There are some credit cards that can be used completely free and others that are expensive.