Articles Index
Dealing With Debt During Divorce
How you handle debt during your divorce will affect the rest of your life. Don't gloss over this important debt issue.
Can Debt Collectors Contact Your Employer?
The Fair Debt Collection Practices Act is specific about whether debt collectors can contact your employers and what they're allowed to say.
How to Decide Your Monthly Credit Card Payment
Paying your full credit card balance is ideal, but when you can't do that, follow these guidelines to decide your monthly credit card payment.
How Marriage Affects Your Credit
Married or thinking about getting married? You’re probably wondering if and how getting married will affect your credit score. Will your spouse’s credit will affect yours or vice versa? In marriage, much of your life is combined; does that include your credit?
Two Ways to Pay Off Credit Card Debt
Stumped on how to pay back your credit card debt? Here are two methods that will work.
Fight Identity Theft With a Fraud Alert
If you have been or fear you could be a victim of identity theft, putting a fraud alert on your credit report with the credit bureaus can prevent further damage to your identity.
Should You Freeze Your Credit Report?
Placing a security freeze on your credit report may be a good way to prevent identity theft. Learn how the credit report freeze works.
10 Credit Card Terms You Should Know
The lingo used in the finance world sometimes seems like a foreign language. Here are some terms that will help you translate commonly used credit and debt terms.
FICO & FAKO Credit Scores
There are a lot of different credit scores out there - the FICO score and several others. Learn which why you have different scores and find out which matters the most.
How to Build Good Credit Habits
Whether you're building or rebuilding your credit, knowing the right way to make charges and payments will help raise your credit score.
What to Do About Unauthorized Credit Card Charges
Report any unauthorized credit card charges to your credit card issuer as soon as you spot them, regardless of the amount.
Keep Track of Debt Collector Calls and Communication
Debt collectors are known for their bad habits in collecting debts. Keep track of calls and communications just in case you ever have to face a collector in court.
Handle an Accidentally Missed Credit Card Payment
Just one accidentally missed credit card payment isn't the end of the world. Find out the best way to handle the situation.
The Basics of Rewards Credit Cards
Credit card reward programs let you earn cash and other incentives for using your credit card. Understand the fundamentals of credit cards rewards.
Tips For Choosing Credit Cards
You should consider different factors when you choose different types of credit cards. Learn more about choosing various credit cards.
Strategies to Remove Negative Credit Report Entries Yourself
Being able to rid your credit report of negative credit report information can help improve your credit score by dozens of points or more. Here are some techniques for removing negative information from your credit report.
How to Use Expense Tracking to Pay Off Debt
Expense tracking is an important part of budgeting and especially in paying off debt. Learn how to track your expenses without using expensive or hard-to-learn software.
How to Get a Free Yearly Credit Report
You can get a free yearly credit report based on Federal law. You may be able to get an additional free yearly credit report depending on which state you live in.
How to Order Your Annual Credit Report
Federal law gives you the right to order a free annual credit report from each of the three credit bureaus. Learn the right way to order your annual credit report and avoid free credit report scams.
Manage Your TransUnion Credit Report
Managing your TransUnion credit report is important to ensure that creditors and lenders who check that report get the most accurate information for you. Learn how to manage your TransUnion credit report.
Manage Your Equifax Credit Report
Managing your Equifax credit report is important to ensure that creditors and lenders who check that report get the most accurate information for you. Learn how to manage your Experian credit report.
Avoid Paying For Your Free Credit Report
Late-night commercials sing about free credit reports, but those reports aren't actually free. There are many free credit report scams and only one way to get your free annual credit report without using a credit card.
How to Get Your Free FCRA Credit Report
In addition to your annual credit report, you're entitled to a free FCRA credit report if you're unemployed and looking for a job, receiving welfare, a victim of ID theft, or turned down for a credit card or loan.
How to Order Your Credit Report
Learn how to order your credit report for free and with a credit card. Discover how to watch out for free credit report scams.
What to Do About Wrong Number Collection Calls
Follow these step to put an end to wrong number calls from debt collectors.