Fraud & ID Theft
How Credit Card Skimming Works
Credit card skimming is a type of credit card fraud that can be difficult to detect until fraudulent charges have been made. Learn how to avoid credit card skimming.
Credit Card Telephone Scam
Thieves use credit card telephone scams to trick you into giving out your personal information. Learn to recognize and avoid credit card telephone scams.
Credit Card Email Scam
Credit card phishing scams are used by sneaky thieves trying to get your credit card information. Learn how to recognize and avoid credit card phishing.
LifeLock Identity Theft Protect Review
LifeLock's identity theft protection service is an alternative to credit monitoring and costs $10 a month or $110 a year. Is it worth the money?
Credit Card Class Action Lawsuit Scam
In this scam, callers receive a phone call or email about a class-action settlement. The caller is alerted that a fee is required to receive their portion of the settlement.
The average identity theft victim spends 600 hours clearing their name. ...
The average consumer spends 600 hours fighting identity theft. This means getting reports and affidavits proving the theft, figuring out what's been compromised, and working to get their identity back. That's a lot of time to spend recovering from a crime of which you were a victim.
How to Place a Fraud Alert on Your Credit Report
Putting a fraud alert on your credit report can protect you from identity theft. Find out how you place an fraud alert on your credit report at all three credit bureaus.
Fight Against Identity Theft With a Fraud Alert
If you have been or fear you could be a victim of identity theft, putting a fraud alert on your credit report with the credit bureaus can prevent further damage to your identity.
Does Credit Monitoring Really Prevent ID Theft?
The rise of identity theft has also sparked interest in credit monitoring services. Credit monitoring aids in early detection of identity theft, allowing you to quickly respond to suspicious changes in your credit.
How To Freeze Your Credit Report at Each Credit Bureau
You can prevent identity theft by freezing your credit report. You must freeze your credit report at each credit bureau as theres no centralized way to freeze all three credit reports.
Security Freeze for Identity Theft Protection
When you freeze your credit report, creditors and lenders can’t check your credit report and score unless you’ve provided the credit bureau a password. Without that security information, creditors and lenders can’t check your credit report and score.
Credit Card Shaving
Credit card shaving involves a thief shaving the credit card number from a pre-paid credit card and replacing it with a stolen credit card number.
CCF Settlement: Scam or Legit?
In late 2007, many consumers received letters that they were entitled to part of a settlement resulting from a lawsuit. Is the CCF Settlement a scam?
Stop Credit Card Junk Mail
Is your mailbox constantly filled with pre-approved credit card offers? Federal law gives you the right to get rid of this credit card junk mail.
How To Avoid Credit Card Scams
Identity thieves will stop at nothing to get access to your personal information. Learn how to keep your information safe from thieves.
When Your Credit Card Is Lost Or Stolen
Missing credit cards should be reported as quickly as possible to reduce your liability. Find out what steps you should take when your credidt card has been lost or stolen.
FTC Complaint Form for ID Theft
If your identity is stolen, reporting it to the proper authorities, including the FTC, is one of the steps you must take.
Fight Back Against Identity Theft
The FTC's website on identity theft provides complete steps to follow when your identity has been stolen, including an ID theft affidavit.
Ways to Avoid Credit Card Fraud
Your credit card information is always at risk for theft. Take steps to keep it safe and don't be fooled by scammers who try to trick you.
How to Safely Use Your Credit Card Online
Your credit card isn't safe anywhere, especially the internet. When you're shopping online, it's important to follow some guidelines to keep your credit card information safe.
Seven Signs of Identity Theft
In 2009, 11.1 million adults were victims of identity theft, according to a study by Javelin Strategy & Research . This was a 12% increase from 2008. One of the biggest problems with identity theft is the cost to consumers both in time and money. The study shows that the average fraud victim spent 21 hours and $373 trying to clear their name of...
Identity Guard Identity Theft Protection Review
Identity Guard's identity theft protection services can help you protect your credit and your identity. Get a review of the service.
Create a Secure Credit Card PIN or Password and Keep It Safe
Setting a good PIN or password for your credit card is an important part of credit card safety. Use these guidelines to help you create a secure credit card PIN Or password.
Preventing Credit Card Fraud on Social Networks
While you're enjoying yourself on Facebook, Twitter, and other social networks, make sure you're being smart and protecting your credit card data.
Protect Your Credit After a Data Breach
A data breach can put you at risk for credit card fraud and identity theft. Learn what you can do to protect your credit after becoming a data breach victim.
How a Data Breach Could Affect Your Credit
The risk of your credit suffering after a data breach ranges from low to severe depending on what type of information was stolen in the breach.
Someone Opened a Credit Card in My Name!
It's against the law for someone to open a credit card in your name. If you discover that a thief or scammer has opened a credit card in your name, have the card closed immediately.
Text Message Credit Card Scams
Scammers may use text messages to steal your credit card information. Here are a few ways to quickly spot a text message credit card scam.