Articles Index

What's the Difference Between Wage Garnishment and Bank Levy?

Wage garnishment and bank account levy are two court-ordered ways that creditors and lenders can take money to repay your debts without your permission.

Can Creditors Levy Social Security Benefits?

A bank levy puts your Social Security benefits at risk of being taken by the creditors. Learn what you must to to protect your Social Security Income.

Can Creditors Garnish My Social Security Benefits?

If creditors are coming after you for past debts, you'll undoubtedly wonder if your social security benefits can be garnished.

Which States Prohibit Wage Garnishment?

All states allow wage garnishment for child support and unpaid tax debts. Some states don't allow wage garnishment for creditor debts - North Carolina, Pennsylvania, South Carolina, and Texas.

Can I Be Fired for a Wage Garnishment

The Consumer Credit Protection Act prohibits employers from firing an employee for a single wage garnishment. However, there is no protection against discharge when there are two or more wage garnishments.

How Much Can Be Garnished for Child Support or Alimony?

The Consumer Credit Protection Act limits the amount your wages can be garnished to cover child support or spousal support. If you are supporting another spouse or child, a maximum of 50% can be garnished.

What is the Maximum Wage Garnishment?

The Consumer Credit Protection Act puts a federal limit on the amount your wages can be garnished. That limit is the lower of two amounts.

Can Tips, Bonuses, or Commission Be Garnished?

Under the Consumer Credit Protection Act, only certain types of income can be garnished. In general wages, salary, bonuses, commission, or other personal income can be garnished. Generally, tips are not considered income for wage garnishment purposes.