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Wage Garnishment

Creditors can use the court to garnish your wages for unpaid debts. Creditors and your employers are required to follow certain rules about wage garnishment. You may be able to stop wage garnishment if you follow certain actions. Trying to reverse a wage garnishment is difficult, but not always impossible.
Who Can I Contact With Questions About a Wage Garnishment?
If you have questions about a wage garnishment you can contact your local Department of Labor.
Which States Prohibit Wage Garnishment?
All states allow wage garnishment for child support and unpaid tax debts. Some states don't allow wage garnishment for creditor debts - North Carolina, Pennsylvania, South Carolina, and Texas.
Can I Be Fired for a Wage Garnishment
The Consumer Credit Protection Act prohibits employers from firing an employee for a single wage garnishment. However, there is no protection against discharge when there are two or more wage garnishments.
How Much Can Be Garnished for Child Support or Alimony?
The Consumer Credit Protection Act limits the amount your wages can be garnished to cover child support or spousal support. If you are supporting another spouse or child, a maximum of 50% can be garnished.
Can Tips, Bonuses, or Commission Be Garnished?
Under the Consumer Credit Protection Act, only certain types of income can be garnished. In general wages, salary, bonuses, commission, or other personal income can be garnished. Generally, tips are not considered income for wage garnishment purposes.
What is the Maximum Wage Garnishment?
The Consumer Credit Protection Act puts a federal limit on the amount your wages can be garnished. That limit is the lower of two amounts.
How Wage Garnishment is Used to Collect Your Debts
Wage garnishment is when your employer withholds part of your paycheck to satisfy a court order requiring you to repay a debt. The Consumer Credit Protection Act regulates wage garnishment and limits the amount you can be garnished.
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