1. Business & Finance
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  1. Reducing Debt

Debt Worksheets

Use the worksheets to calculate your debt, create a debt plan, and track your payoff.

Create Debt Milestones to Measure Your Debt Success

You can eliminate some of the curiosity and guesswork in your debt repayment by creating milestones in your plan. Milestones are mini-goals or checkpoints that you’ll reach on the way to your larger goal of debt freedom.

Debt Milestones Worksheet 10 Percent

Debt Milestones Worksheet 10 Percent

Debt Milestones Worksheet Black & White

Debt Milestones Worksheet Black & White

Debt Milestone Worksheet Blank BW

Debt Milestone Worksheet Blank BW

Debt Milestone Worksheet Blank Color

Debt Milestone Worksheet Blank Color

Simple Debt Plan Worksheet

Use this simple debt plan worksheet to list your debts and monthly payment amount. Cross debts off the list as you pay them off.

Debt Tracking Worksheet

This debt tracking worksheet is place where you can list all your debts. There's a place for mortgage, second mortgage, credit cards, student loans, debt collections, medical debt, and other debt.

Debt to Income Ratio Worksheet

Print this worksheet to help you calculate your debt to income. The worksheet includes a handy gauge that tells you where your ratio falls on the scale of good to bad.

Expense Tracking Worksheet Color

Track your monthly expenses using this expense tracking worksheet. Fill in the date, amount, and category for each expense. Then total all your spending for each category at the end of the month. There's also a ink-friendly black and white version.

Expense Tracking Worksheet - Black & White Version

This is a black and white version of the Expense Tracking Worksheet that you can use to track your monthly expenses. The tracking exercise gives you an idea of where your money goes each month.

Monthly Bill Payment Checklist - Blank Version

Do you have trouble remembering to pay your bills each month? Use the Monthly Bill Payment Checklist to list all your monthly bills, the amount, and the due date. Print it, fill it out, and hang it on your refrigerator or in your office so you'll be reminded of your bills throughout the month. And don't forget bills that are auto-drafted from your account.

Monthly Bill Payment Checklist - Partially Filled Out

This version of the Monthly Bill Payment Checklist is partially filled to include some common bills, but there are blanks for you to enter additional bills. Print the checklist, fill it out, and hang it up you'll be reminded of your bills throughout the month.

Monthly Spending Totals Worksheet

After you've tracked your spending, use this worksheet to record the totals for each spending category. This PDF file contains four versions of the worksheet. Print the version that best fits your needs - blank or partially filled out, color or black and white.

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