Tips & Tricks for Reducing Debt

As your debt-to-income ratio rises above 36%, you risk becoming overloaded with debt. Find out how you can lower your debt to income ratio and ease your financial burden.

The Hope for Homeowners Program will help homeowners save their home from foreclosure by allowing them to refinance their mortgages into more affordable, government insured mortgages.

Many people think of their retirement accounts simply as harder-to-access extensions of their savings or checking. So when they’re in a financial bind, they don’t really think twice about using their 401(k). They think, “It’s my money. I can do what I want with it.” That may be true, but there are some repercussions to doing “what you want with it.”

Being in debt is an ov…

If you're going to pay off your debt, you should actually pay it off. Some of the methods on this list still have you owing after you've supposedly paid off the debt.

If your debt looks like a mountain and your budget feels like a shovel, you probably feel like it will take a miracle to get rid of your debt for good. The miracle you need might lie in one of these five ways to lower your debt payments. Start at the top of the list and work your way down. At least one of these, possibly two or three, will...

A tax rebate can never come at a bad time. The only hard thing about getting free money is deciding how to spend it. You could always blow it on some gadget you'll forget about in a month. Or, you can spend your tax rebate on something that will benefit you in the long run - like, your finances. If you're due a rebate, here are some smart...

It's natural to get discouraged when you're trying to meet a large goal, especially one as big as paying off debt. Use these tips to overcome discouragement in debt payoff.

High interest rates make it harder to pay off your debt. Here are some strategies for paying off debt despite a high interest rate.

Student loans are a heavy burden for many college graduates. There are many student loan forgiveness programs that might eliminate some or all of your student loan debt.

We know that clutter is bad because it keeps you from finding things when you need them, but it’s worse than that. Find out how clutter can be a contributing factor to your debt and other financial problems.

Paying off debt is hard enough. Use these tips to make your debt repayment easier.