The National Foundation for Credit Counseling (NFCC) is a non-profit organization whose members provide free or low-cost credit counseling services for consumers. According to the NFCC website, the organization has more than 100 member agencies and nearly 850 offices across the United States. You can contact the NFCC to find a reputable credit counseling agency in your area.
To be a member of the NFCC, the credit counseling agency must be non-profit, provide financial counseling under state and federal laws, be accredited by the Council on Accreditation, and follow the NFCC’s standards.
The NFCC’s website also provides education on bankruptcy, credit, insurance, retirement, housing, and money management. You can visit their website www.nfcc.org or call 1-800-388-2227 to find a credit counseling agency near you.