QuickTips Index

Tactics For Paying Off Debt Collections
Before you pay off a collection account, first negotiate with the debt collector to have your credit report updated to something that works in your favor. As you work with debt collectors to negotiate a payment, keep in mind what you and the collector want from the deal.

Should You Pay an Old Collection
When a debt collector contacts you to pay an old collection, you might wonder if it's worth paying, especially if the statute of limitations has run out.

Make Collectors Prove You Owe
Debt validation is your right to have the debt collectors prove you owe what they say you owe. If the collector can't validate the debt, they can't collect from you.

Sample Debt Validation Letter For Debt Collectors
Debt validation requests should be made in writing. Here is a sample debt validation letter you can send to collectors.