Articles Index

Can Debt Collectors Add Fees to My Debt?

Debt collectors can add fees to your debt, but the fees must be reasonable and allowed by your state's law or your original credit card or loan agreement.

Can a collector contact me about a debt that's not on my credit report?

If a debt's no longer listed on your credit report, a debt collector may still contact you about the debt. This is legal, except in specific situations.

Is there a time limit for collecting debt?

If you've ever been contacted about a debt that's ages old, you probably wondered whether the creditor can legally collect this debt from you. In certain circumstances, they can't collect old debts.

How can I stop a debt collector from calling me at work?

The FDCPA says debt collectors can't call you at work after they know your employer doesn't approve. You can stop debt collectors from calling you at work.

Can I Make Payment Arrangements on a Debt Collection?

Whether you can make payment arrangements on a debt depends on the debt, the debt collector, and the amount you're able to pay.

When Can Debt Collectors Call

Debt collectors seem to call at the most inconvenient times, don't they? What times are debt collectors really allowed to call you?