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Will Breaking My Lease Hurt My Credit Score?


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Question: Will Breaking My Lease Hurt My Credit Score?

Answer: Since apartment complexes don’t typically report your payment status to the credit bureaus, the lease breaking itself won’t affect your credit score. However, your landlord could report any unpaid rent or lease breaking fees to the credit bureaus or to a debt collector who would report to the credit bureau. That delinquent debt reporting will affect your credit score and could keep you from renting an apartment in the future.

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