Credit Score Frequently Asked Questions
Answers to frequently asked questions about credit scores like how to improve your credit score, how your credit score is calculated, and what things hurt your credit score.
What is a FICO score?
The FICO score is a branded credit score developed by Fair Isaac Corporation.
The FICO score is a branded credit score developed by Fair Isaac Corporation.
Why are my credit scores from each bureau different?
Different credit bureaus have different information in your credit report which can make your credit scores different at each.
Different credit bureaus have different information in your credit report which can make your credit scores different at each.
How is my credit score calculated?
Your credit score is calculated using five pieces of information: payment history, amount of debt, age of credit, mix of credit, and credit inquiries.
Your credit score is calculated using five pieces of information: payment history, amount of debt, age of credit, mix of credit, and credit inquiries.