You can check your credit by ordering a copy of your credit report and your credit score. There are many ways to order both of these – some methods are free and others you must pay for.
- AnnualCreditReport.com – free credit report from each of the three credit bureaus each year. No credit score.
- Quizzle.com – free Experian credit report and credit score twice a year.
- CreditKarma.com – free TransUnion credit score anytime. No credit report.
- myFico.com – Equifax or TransUnion FICO score and credit report - $19.95.
- Experian.com – Experian credit report score for $14.95.
- Equifax.com – Equifax credit report and score for $15.95.
Certain states have laws that let you order a free credit report with no subscription. These states include Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey, Puerto Rico, and Vermont. Use the links below to order a free copy of your credit report if you live in one of these states.
