Federal law gives everyone the right to a free yearly credit report. You can order this credit report once per year through AnnualCreditReport.com.
Some states also have laws that allow a free yearly credit report. These states include Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey, Puerto Rico, and Vermont. These free yearly credit reports are in addition to the your annual free credit report. Order the free yearly credit reports granted by your state law directly through the credit bureau:
- Equifax
- Experian or call 1-866-200-6020
- TransUnion: TransUnion
