You can get a free credit report without a credit card from www.annualcreditreport.com. This is the centralized site to order all three of your free annual credit reports as defined by the Fair and Accurate Credit Transactions Act.
You can also order your annual credit report over the phone by calling 1-877-322-8228 or 1-800-821-7232 for the deaf and hearing impaired.
You can order your annual credit report via mail by sending the request form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Other Free Credit Report
Quizzle.com provides one free credit report and credit score no credit card required once every six months.