- Salvage what you can. Don’t sacrifice accounts that are in good standing for accounts that are not. Continue making timely payments on all your current accounts.
- Get consumer credit counseling. If your debts are overwhelming, creditors aren’t willing to work with you, and you can’t seem to come up with a payment plan on your own, consumer credit counseling is an option for getting back on track.
How To Repair Your Credit
By LaToya Irby, About.com Guide
8 of 8
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Tips
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- Introduction
- Get the latest copies of your credit reports
- Review your reports
- Dispute inaccurate information
- Tackle past due accounts
- Bring maxed out accounts below the limit
- Get new credit
- Tips
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