Read through your reports once you get them. Become familiar with the information contained in each. Using different color highlighters or pens, highlight what you need to repair:
- Incorrect information, including accounts that aren’t yours, payments that have been incorrectly reported late, etc.
- Past due accounts that are late, charged off, or have been sent to collections.
- Maxed out accounts that are over the credit limit.
6 Worst Credit Report Entries
