Articles Index
What is Legal Credit Repair
Many credit repair companies advertise their services as "legal credit repair." Why is there a distinction? What things should you look out for?
Sample Goodwill Letter to Remove Negative Credit Report Information
Customize this sample goodwill letter to ask creditors to remove negative information to from your credit report.
Using Goodwill Letters in Credit Repair
You can use a goodwill letter in credit repair to request a creditor make a courtesy update to your credit report. Learn how to create your own goodwill letter.
Remove Debt Collections From Your Credit Report
Technically, debt collections are supposed to stay on your credit report for seven years. But, there are a few ways to remove debt collections before that time comes.
How to Rebuild Bad Credit
After repairing bad credit, you need to rebuild it, prove to your creditors that you can pay your bills on time. Learn what it takes to rebuild bad credit and improve your credit score.
7 Ways to Recognize a Credit Repair Scam
Credit repair organizations are governed by a law known as the Credit Repair Organizations Act. This federal law requires any credit repair service to fulfill certain obligations to you. You should avoid any credit repair service that doesn’t follow these rules.
What is Bad Credit?
Bad credit describes a past failure to keep up with your credit agreements and the inability to get approved for new credit.
Credit Cards for Rebuilding Bad Credit
Finding the right credit cards for rebuilding bad credit is key to improving your credit score.
How to Fix Bad a Bad Credit Report
The specific steps to credit repair depends on what's on your credit report. Here are some of the most common credit blemishes and information on fixing them.
Using Credit Monitoring in Credit Repair
Using a credit monitoring services while you’re repairing your credit can help you track your progress. If you shop around for a good-value service, it’s one of the rare times that credit monitoring is actually worth the money.
Find Credit Cards Based On Your Credit Score
Score Match lists credit cards based on your credit score.