Credit Repair

It's a widespread myth that bankruptcy will ruin your credit forever. Take the right steps to repair your credit after bankruptcy and you can rebuild your credit score.

Here are more ways you can improve your credit score.

Have you been living with bad credit? Are you unsure of your credit standing but have a sneaking suspicion it's not the best? Here are 10 signs you need bad credit repair to help you figure out whether your credit needs help.

Many credit repair companies advertise their services as "legal credit repair." Why is there a distinction? What things should you look out for?

Did you work your way from a bad credit score to a good credit score? Give us your credit score rebuilding tips.

If you’re thinking about repairing your credit, or even if you’re going through the process now, there are some things you shouldn’t do. Here are 10 credit repair mistakes you want to

You might think bad credit only keeps you from getting a credit card or loan, but it goes further than that. Bad credit can leave you homeless, carless, and, even worse, jobless. That's because more and more businesses are using your credit to make decisions about you. Still not convinced it's time to get your credit act together? Here are 15...

The credit crisis has made it more difficult to get approved for a mortgage loan. It’s more important than ever to prepare your credit for a mortgage application. Cleaning up your credit report and increasing your credit score will improve your chances of getting approved. If your credit’s already good, maintaining it will be key in locking in a...

For many homeowner’s foreclosure is a reality, but it’s not the end of the world, or the end of your credit. A foreclosure will remain on your credit report for seven years and will impact your credit the most in the first few years. As the foreclosure gets older and you add more positive history to your credit report, your credit will improve....

The specific steps to credit repair depends on what's on your credit report. Here are some of the most common credit blemishes and information on fixing them.

As you're maxing out your credit cards and ignoring your bills, you might not realize the effect it's going to have on your credit. Credit card payments and level of debt have the most impact on your credit score. Mess up in these areas and your credit score will plummet.

"What's the big deal with a low credit score," you might ask. Since so many businesses now judge you based on your …

Using a credit monitoring services while you’re repairing your credit can help you track your progress. If you shop around for a good-value service, it’s one of the rare times that credit monitoring is actually worth the money.

You know the effects of having bad credit. It keeps you from getting approved for credit cards and loans. You have to jump through hoops to rent an apartment. You have to pay hefty security deposits. You have trouble getting a job. Yet, after all these things, you still haven t started repairing your credit. Why? Well, here are 15 reasons...

Technically, debt collections are supposed to stay on your credit report for seven years. But, there are a few ways to remove debt collections before that time comes.

A credit card charge-offs is one of the worst things that can happen to your credit. When you're working on credit repair, taking care of charged-off accounts helps improve your credit score.

Bad credit isn't a permanent situation. Credit repair - even credit repair you do for yourself - can improve your credit score tremendously. Repairing your own credit isn't as hard as you'd think.

Actionable steps you can take immediately to start repairing your credit.

After repairing your credit, you need to rebuild it, prove to your creditors that you can pay your bills on time. Learn what it takes to rebuild your credit and improve your credit score.

Credit repair organizations are governed by a law known as the Credit Repair Organizations Act. This federal law requires any credit repair service to fulfill certain obligations to you. You should avoid any credit repair service that doesn’t follow these rules.

An increasingly popular way of repairing your credit involves buying positive credit history from other consumers. How effective is this? Is it a viable way to repair your credit?

You know your debt is rising, but you just can't seem to stop using your credit cards. It's quite easy to grow dependent on credit cards for impulse buys and even everyday expenses. But, if you're starting to drown in your debt, you have to stop using your credit cards before the debt completely takes you under.

Spring is a time when many people clean their homes from the chandeliers to the hardwood floors and everything in between. It's also a good time to clean up your credit. If you've been neglecting your credit, use the nesting spirit of spring cleaning to remove those cobwebs from your credit.

If you’ve ran into financial difficulty that resulted in damaged credit, you might find it hard to obtain new credit. A secured credit card can help you improve re-establih your credit.

Book review of The Credit Repair Answer Book written by Gudrun Maria - a book about repairing your credit.

Score Match lists credit cards based on your credit score.

Repairing your credit may be as simple of removing old and incorrect information from your credit report. Find out how to do that here.

You've seen the commercials and heard the radio advertisements for companies that promise to repair your credit. If it sounds to good to be true, it definitely is.

Of course you want to repair your credit, but don't be so eager that you make the wrong decisions. Find out about common credit repair scams and learn how you can avoid them.

You don't have to pay a company to repair your credit when you can do it for free. The information you need to get started is right here.

There’s no doubt that bad credit is, well, bad. A bad credit score haunts you like something from a scary movie, affecting every facet of your life. Would you believe there’s a bright side to having bad credit? Here are five reasons your bad credit score could be a good th

Have you turned bad credit into great credit? Tell us how you did it. See submissions

Did you get approved for a credit card with bad credit? Which credit card did you get approved for?

Get tips on how to fix your credit and get out of debt in the new year. Find out how to meet your Credit and Debt New Year Resolutions

You can use a goodwill letter in credit repair to request a creditor make a courtesy update to your credit report. Learn how to create your own goodwill letter.

Customize this sample goodwill letter to ask creditors to remove negative information to from your credit report.

Bad credit describes a past failure to keep up with your credit agreements and the inability to get approved for new credit.

Read and review the best and worst credit repair companies in the industry.See submissions

Learn what you should do if you become a victim of a credit repair scam.

It takes time and effort to improve your credit score, but it can be done. Get details on what affects your credit score and learn how to improve it.

One of the biggest parts of credit repair is getting negative information removed from your credit report. Here are some techniques you can use to do it yourself.

If you don't like your current credit standing, check out this list of things that can boost your credit score.

Divorce can hurt you financially to the point that your credit score suffers. Here's how to rebuild your credit after divorce.