No balance transfer fees, a low annual fee, a low intro rate, and a low long-term rate spell good deal.
Who the Bryant State Bank MasterCard Is For
- People with excellent credit looking to save money on balance transfers.
Credit Rating Required
- Excellent (740+)
About the Bryant State Bank MasterCard
Pros
- Low intro APR.
- Low long-term APR.
- No balance transfer fees.
- Low annual fee.
Rewards
- None.
APR
- 3.25 percent for first six months, then 11.25 percent.
Fees
- Annual fee: $20.
- Balance transfer fee: None.
- Late payment fee: $10 to $35.
- Returned payment fee: $35.
Bryant State Bank MasterCard Review
This tiny bank in South Dakota has one of the better balance transfer offers out there, although you would need to look hard to find it. Bryant State Bank is hardly a household name, but it should become more well known as more people find out about this great deal.
The intro rate is 3.25 percent, followed by a low 11.25 percent. There's no balance transfer fee, although there is a $20 annual fee. Maybe it's not the very best offer, but it's certainly worth considering.
There are no rewards with the Bryant State Bank MasterCard card, but that's OK - this card is strictly for revolving a balance if you need to.
Remember: When the offered rates are this low, it almost always means you have to have very good credit to qualify.
Recommendation
You may have to look hard to find this offer - and have great credit to qualify - but it's one of the better balance transfer deals out there.