12 Times You Should Contact Your Credit Card Issuer

You'd like to change your payment due date.

Your credit card payment is due on the same date every month which makes it easier to keep up with your payments. However, when that date conflicts with other bills or your pay date, you can typically have it changed. It’s as simple as a call to your credit card issuer.

You're traveling out of the country.

Before you take a trip to a foreign country, you should call your credit card issuer to let them know you’ll be traveling. You don’t have to get their permission to leave the country, but giving them a heads up will prevent your foreign purchases from being flagged as fraud. If that were to happen, your credit card might be unavailable the remainder of your trip.

Contact the CFPB for Unresolved Complaints

You should be able to handle most credit card problems directly with your credit card issuer. But if that fails, you can send your complaint to the Consumer Financial Protection Bureau that enforces credit card law.