Handle Credit Card Dilemmas

Lost credit card and unauthorized charges are just two reasons to contact your credit card issuer. Learn when's the best time to contact your credit card issuer.

When your credit card issuer cuts your credit limit, it puts your credit score in jeopardy. Find out how you can respond to a credit limit cut.

A sample letter to send to creditors to dispute billing errors

The Fair Credit Billing Act, FCBA, gives you the right to have credit card billing errors corrected. Find out how to properly respond to incorrect credit card charges.

You don't have to report a lost credit card to the credit bureau, but you should report it to your credit card issuer.

After you've paid a charge-off, you might be interested in reopening the account. Whether you can re-open a credit card that's been charged-off is...

Once an account goes past due, the creditor will intensify its collection activity. When your account is only a little past due, collection efforts are mild. For example, you may get a friendly phone call or past due letter reminding you to make payment. As your account gets more delinquent, the letters and phone calls get more serious. The...

Dealing with a stolen credit card isn't easy. Here are some tips for resolving issues with a stolen credit card.

A creditor may send your charge-off to the IRS if the debt is cancelled. You may have to pay taxes on a charge-off that's send to the IRS.

In the credit industry, it's best to communicate in writing. That way, you have proof of what you sent. Here are some sample credit letters you can customize and send to credit card companies, credit bureaus, and debt collectors.

Report any unauthorized credit card charges to your credit card issuer as soon as you spot them, regardless of the amount.