QuickTips Index

Tips For Choosing Credit Cards
You should consider different factors when you choose different types of credit cards. Learn more about choosing various credit cards.

Adjusted Balance Finance Charge Calculation
The adjusted balance method of calculating your finance charge uses your previous balance less any payments and credits made during the billing cycle.

Ending Balance Method of Calculating Finance Charges
The ending balance method of calculating your finance charge uses the balance at the end of the billing cycle.

Previous Balance Finance Charge Calculation
The previous balance method of calculating your finance charge uses the balance at the beginning of your billing cycle.

Daily Balance Finance Charge Calculation Method
The daily balance method of calculating finance charges uses the actual balance each day in the billing cycle.

Credit Cards To Stay Away From
There are a lot of bad credit cards out there. Learn to recognize the features of the worst credit cards.

Average Daily Balance Finance Charge Calculation
Average daily balance is one of the ways your creditor might calculate your finance charge. Find out how the calculation works.

How To Negotiate A Lower Credit Card Interest Rate
How to talk your creditors into lowering your interest rate on some or all of your credit cards.