Question: How Late Can I Make My Credit Card Payment?
Answer: You can pay your credit card bill as late as 5 pm on your due date if your credit card issuer allows expedited payments. Your credit card issuer must receive your credit card payment by that time to late payment penalties. Beware: you might have to pay a fee to have your payment processed on the due date.
Avoid paying a fee to expedite your payment by mailing your payment a few days in advance. Even online or phone payments should be made 2-3 days in advance to make sure they’re posted by your due date.
If your credit card payment is late, you face a late fee or a penalty rate increase or possibly both. When you are more than 30 days late on your credit card payment, your credit report is updated and your credit score could suffer.
