1. Money

How Old Do You Have to Be to Get a Credit Card?

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Question: How Old Do You Have to Be to Get a Credit Card?
Answer: You must be 18 years old to get a credit card by yourself. You can be younger than that if an adult co-signs with you or adds you as an authorized user to their credit card. You can also get a prepaid card younger than age 18.

While you can legally get a credit card as young as age 18, you need to have your own steady source of income to qualify for a credit card. Unfortunately, a monthly allowance from your parents doesn't count. It's for your own good. You need to have income so you can pay back the credit card balance you charge.

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