Credit Card Basics
- Choose a Credit Card (16)
- Credit Card Billing & Payment (14)
- Credit Card Rates & Fees (9)
- Finance Charges (13)
- Getting Approved (16)
What is a Credit Card?
Most of us are introduced to credit cards long before we ever use them. But, watching someone else use a credit card is deceiving. Learn what's really going on with the piece of plastic we know as a credit card.
Credit Card Features
Explanation of the most common features of a credit card including types of credit cards, interest rate, grace period, fees, and finance charge.
How Credit Card Transactions Work
A lot goes on behind the scenes of credit card transactions. Take a look at how credit card transactions work.
How to Check Your Credit Card Available Credit
Before you make a credit card purchase, you should check your credit card available credit. Checking your available credit will keep you from going over your credit limit.
How The Credit Card Process Works
Get a better understanding of how the credit card process works from making purchases to making payments.
Credit Card Balance Transfer Basics
A credit card balance transfer is a type of transaction where you use one credit card to pay off another credit card's balance. Balance transfers can help you save money, but they can also lead to debt if they're not done right.
Pros and Cons of a Credit Card Balance Transfer
There are some benefits to a credit card balance transfer, but there are some negative aspects, too. Looking at the pros and cons of a credit card balance transfer can help you decide whether to transfer your credit card balances.
Get Rewarded For Using Your Credit Card
Find out about the different rewards offered by credit cards and how to decide which reward program is best for you.
5 Reasons a Maxed-Out Credit Card is Bad
Credit cards come with a credit limit - the maximum amount you can charge without penalty. But, credit card issuers don't intend for you to use your whole credit limit. In fact, bad things can happen when your credit card balance approaches or even exceeds your credit limit.
Credit Card Piggybacking
Credit card piggybacking happens when you're added as an authorized user to someone else's credit card account, usually for the sole purpose of getting a better credit score.
What's the differerence between a joint account holder and an authorized user?
There are two ways you can add someone to your credit card - as a joint account holder or as an authorized user. Both people can make charges using the credit card, but only the joint account holder is legally obligated to pay the credit card balance.
Credit Card Catches
With most good deals, there's some sort of catch. Credit cards are no exception. Make sure you know the credit card catches before you start swiping.
What Credit Card Numbers Mean
Ever wondered what those digits on your credit card mean? The mystery is solved here.
The Basics of Rewards Credit Cards
Credit card reward programs let you earn cash and other incentives for using your credit card. Understand the fundamentals of credit cards rewards.
How to Understand Your Credit Card Billing Statement
A credit card statement is packed with information. Here's a tutorial to help you understand your monthly credit card billing statement.
Things You Should Know About Every Credit Card in Your Wallet
Ignorance isn't bliss when it comes to credit cards. There are certain things you should know about every credit card you carry.
Pros and Cons of Paperless Billing Statements
There are both pros and cons to paperless billing statements from your credit card issuers. Weigh the benefits before you sign up.
8 Lessons to Teach Your Child About Credit Cards
Set your child up for credit success by giving them critical lessons about credit cards well before they get a credit card of their own.
How to Prepare for a Credit Card
There are certain things you need to know before you start using credit cards. Here are some tips to prepare for a credit card.
Seven Things to Do If Your Credit Card Application is Denied
You applied for a credit card and your application was denied. Now what? Having your credit card application denied is no fun. If you take the right steps, you could end up with a credit card after all. If not, work on your credit for a few months, then try to apply again later.
How Credit Card Promotional Rates Work
Credit card promotional rates are designed to get you to sign up for a credit card and often to get you to move your balance to that credit card. Learn how to decide if the promotional rate is a good deal.
Who are the major credit card issuers?
A credit card issuer is a bank who makes a credit card available to cardholders. There are several major credit card issuers who issue credit cards to consumers all over the world.
Types of Credit Card APRs
Credit cards are made complex by the fact that they often have several different APRs . These APRs are always listed on your credit card billing statement and on the credit credit card disclosure before you sign up for the credit card. That doesn t make these APRs any less confusing though. Here are the APRs you can typically expect to see...
How much does a credit card cost?
Credit card cost varies based on the credit card and how you use your credit card. There are some credit cards that can be used completely free and others that are expensive.
How to Qualify for a Credit Card
Credit card issuers have criteria they use to decide which applicants qualify for a credit card.