Articles Index

The Difference Between Secured and Unsecured Debts
Secured debts are tied to some type of asset like a house or car. The lender can take that asset if you fall behind on your debt payments. Unsecured debts are the opposite and aren't secured with an asset.

An Overview Of Your Credit Report and Score
Your credit history is compiled in a single credit report and used to calculate your credit score. Learn your credit report and score affect you as a consumer.

Introduction to Credit
A basic understanding of credit is needed to make the best credit decisions. Find out the definition of credit and learn how lenders decide to give you credit.

Why Good Credit Matters
Good credit goes far beyond getting approved for a credit card or loan. Find out why good credit is so important and how bad credit costs.