Clean Your Credit Report
What to Fix On a Bad Credit Report
The specific steps to credit repair depends on what's on your credit report. Here are some of the most common credit blemishes and information on fixing them.
Remove Debt Collections From Your Credit Report
Technically, debt collections are supposed to stay on your credit report for seven years. But, there are a few ways to remove debt collections before that time comes.
Repair Your Credit From Charge-Off Accounts
A credit card charge-offs is one of the worst things that can happen to your credit. When you're working on credit repair, taking care of charged-off accounts helps improve your credit score.
Spring Clean Your Credit
Spring is a time when many people clean their homes from the chandeliers to the hardwood floors and everything in between. It's also a good time to clean up your credit. If you've been neglecting your credit, use the nesting spirit of spring cleaning to remove those cobwebs from your credit.
Repair Your Credit, Clean Up Your Credit Report
Repairing your credit may be as simple of removing old and incorrect information from your credit report. Find out how to do that here.
Using Goodwill Letters in Credit Repair
You can use a goodwill letter in credit repair to request a creditor make a courtesy update to your credit report. Learn how to create your own goodwill letter.
Sample Goodwill Letter to Remove Negative Credit Report Information
Customize this sample goodwill letter to ask creditors to remove negative information to from your credit report.
Strategies to Remove Negative Credit Report Entries Yourself
One of the biggest parts of credit repair is getting negative information removed from your credit report. Here are some techniques you can use to do it yourself.