1. Money

Building Credit

Getting credit when you don’t have any can be intimidating. Building Credit focuses on giving you the information you need to obtain credit and handle it responsibly. Using these techniques will help you build a solid credit history.

How to Build Credit Without a Credit Card
Building credit doesn't necessarily require a credit card. Find out how you can build credit without using a credit card.

7 Ways To Build a Good Credit History
Bad credit can keep you from buying a home, financing your education, and even from getting a job. This is why it s so important to build a good credit history. Starting with your first credit card , everything you do that involves credit becomes part of your credit history. To have a good credit history, yo

How To Obtain Credit for the First Time
Learn the steps to getting new credit including where to look and things to watch out for.

Four Places To Get Your First Credit Card
Getting a credit card for the first time is a big step. Here's how to get your first credit card.

How to Use Credit the Right Way
Whether you're building or rebuilding your credit, knowing the right way to make charges and payments will help raise your credit score.

Do's And Don'ts Of Using Department Store And Gas Credit Cards
Department store credit cards and gas credit cards are good for establishing credit. But, the terms and conditions make it hard to use these cards to your advantage. Find out how and how not to use department store and gas credit cards.

Help Your Child Build a Good Credit Score
Here's what you can do to help your child build a good credit score.

Will a Credit Card Application Hurt My Credit Score?
You typically have to fill out a credit card application to get a credit card. Learn what a credit card application can do to your credit score.

Smart Ways for College Students to Use Credit Cards
Recent statistics show that students are graduating with more and more credit card debt. College students with credit card debt could have a harder time paying it back. Here are some tips for using credit cards if you're a student.

College Students are a Credit Card Company's Dream Come True
To credit card companies, college students are walking dollar signs. Before you head back to campus, know the dangers of signing up for a college credit card and find out the right way to get your first credit card.

The Consequences of Skipping Payments
Under a tight budget, many people choose to skip their credit card payments over other monthly bills. Is that such a good decision?

Seven Good Things About Credit
We all have our fair share of complaints about credit, credit cards, credit card companies, and lenders. More and more, credit seems to become a staple in our society, but it isn't all bad. Yes, even with credit there;s a bright side. These are some of the good things about credit that you might not think about.

How to Get a Credit Card With No Credit History
Getting a credit card with no credit history is tough, but not impossible. Find out how to get approved for a credit card when you have no credit.

Three Basic Steps to Building Credit
You'll need good credit to get a job, buy a house or car, and even to get a good insurance rate. Here's how to get started building your credit history.

Financial Habits That Help Build Credit
Though your credit score is based on a few specific factors, your non-credit financial habits can also help you build a good credit score.

Add Positive Credit History to Your Credit Report
A positive credit history isn't as hard to build as you'd think. Learn what it takes to add positive credit history to your credit report.

How to Build a Good Credit Score in College
College years can be a good time to start building a good credit score, but be careful that you don't take on too much credit. Otherwise, you may ruin your credit score before you ever build a good one.

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