Credit Card Billing & Payment
What Will Happen If I Stop Paying My Credit Card?
Several things will happen if you stop paying your credit card and, in the long run, none of them will be good. Before you stop paying your credit card, look at some alternatives.
Can I make a partial credit card payment?
Are you allowed to send a partial credit card payment? You may face a penalty if you don't send the full minimum payment by the due date.
Credit Card Minimum Payment Calculation
Your credit card issuer may calculate your minimum payment based solely on your balance, or your finance charge may come into play.
How Late Can I Make My Credit Card Payment?
Your credit card issuer must receive your credit card payment by 5 pm on the due date for your payment to be considered on time.
Pros and Cons of Paperless Billing Statements
There are both pros and cons to paperless billing statements from your credit card issuers. Weigh the benefits before you sign up.
Online Credit Card Billing - Is Paperless Billing Better
Paperless billing helps cut out the clutter but can make it easy to forget your bill. Is paperless billing better than traditional paper statements?
Which Credit Cards Should I Pay
If you ever wonder the best way to pay off your credit cards, here are some tips to help you make those decisions each month.
What is Credit Card Default?
Credit card default happens when you break the terms and conditions of your credit card agreement. After a credit card default, you could be charged a fee or have your interest rate increased, or both.
Handle an Accidentally Missed Credit Card Payment
Just one accidentally missed credit card payment isn't the end of the world. Find out the best way to handle the situation.
Pay Your Credit Card Bill Online
If you're still writing a check for your credit card payment, consider switching to online credit card payments. It's easier and faster to pay your credit card bill online.
Credit Card Payment Allocation
Your credit card payment can be split up among different balances. The rules on credit card payment allocation can affect how fast you pay off your credit card balance.
What Happens During a Credit Card Billing Cycle
Every 25 to 31 days your credit card issuer sends a statement of what happened during your billing cycle. Learn how these billing cycles work.